Functions : Bank institution

Customer Base

SMS Push	SMS Pull Push	SMS Push Pull	WAP	Function
				SMS Alert when exceeded the threshold
				SMS Chequebook availablability
				SMS credit card availability
				Banking operation issue (unpayment;signature …)
				Account consulting
				Account situation , last operations (whole list or partial one)
				Balance
				Loan information, follow-up recovery
				Home banking
				Chequebooks, credit cards enquiry
				End insurance information, account products linked
				Maturity information
				Interests Rates information

Marketing

SMS Push	SMS Pull Push	SMS Push Pull	WAP	Function
				Product information (lauching ; news concepts…)
				Marketing One-to-One proximity marketing (new agency opening, prospecting)
				Chalandise zone, Geotargeting
				Putting in segmented database (PSC, centre of interest…)
				Customer Relationship
				Loan on demand
				Customer targeting during occasions(Christmas,Mother’s Day)
				Prospect tracking
				Database Opt in
				Video advertising
				Events Sponsoring
				Reducing the direct marketing costs
				Decreasing the prospection charges and clients reconquest
				Reaching people abroad and getting informations from agences located abroad
				Intern information on a luminious sign

Tecnical aspect

SMS Push	SMS Pull Push	SMS Push Pull	WAP	Function
				Telecommunication Supervision (Failure alert…)
				Ordering ; script distance away
				Input ; output control –RFID systems-compatible
				Staff management
				Electronic Payments information system
				Database consulting
				Staff obligation

E-monney

SMS Push	SMS Pull Push	SMS Push Pull	WAP	Function
				Electronic payment system
				E-monney alert (cash machine/ATM issue,   Liaison down , lack of bank notes…)
				Home banking

• Optional stuffs :

• Centralized Backup
• ODBC Information
• SystemWap Consulting System

Principles

• Integration to your information System :

• Independent or parallel integration (Standard transmission way or adapting to the system such as OBBC, Mysql, MS QL Server, Access...)

• Safe solution :

• Firewall protection
• Hotline service
• Transaction Integrity (using flow controls protocol)- Technologie multithreading
• Multithreading technology
• KeepAlive system (connecting failure)

• High output/input performance :

• 0.34ms answering per transaction with an average 200 000 SMS flow per hour (for each treatment unit)
• 3 billions database requests monthly

• 930 telecom operators access throughout 220 countries :

• Outsourcing free

• Intranet System :

• Via http interface (database access, consulting, follow-up and statistics)

• Short set up delay :

• Set up within 3 weeks whatever the option chosen

• Staff training :

• We come in your premises to help you to start

Options

• Autonomous Offer :

• Platform setting connected to a routing site operator
• Platform setting connected to a third site routing

• Hosting Offer :

• SMS data routing from the sending platform to a safe third site
• Encryption system used in e-business
• Ownership and control of sensitive data (No duplication or hosting of the database because of the confidentiality level)