Mpay is a new mobile payment solution based on virtual accounts and PIN-based. All transaction can be processed through SMS, USSD or Audiotex.
Transactions performed through MPay are encrypted using Secure Socket Layer (SSL) which prevents the transaction being interfered with in transit. The MPay service also supports SMS receipts and Open Data Base Connectivity (ODBC).
Mpay allow interoperability across mobile operators, banks so you can target wider customer base.
Transfert de compte à compte
Low transaction and maintenance costs
No minimum monthly transactions, No Rental Fees
No merchants account required
Selling to anyone, anywhere & anytime
Flexible methods to Request for Payment: Fixed Line IVR, SMS, USSD
Mobile Money website
Good audit trail and secure ticketing
High security transactions - MPay
The Mpay solution separates the payment mechanism from the merchant. Also, Mpay can be used in a prepaid basis (Pay as you Go mechanism). You can credit a specific account and use the amount on real time for your merchant operation.
Bank transfert, money transfert (through bank accounts or person to person)
Merchant payments (télécoms, goods, …)
M-commerce
Subscription payments
…
Mpay - how it works
The consumer or the merchant agree for a purchase
Consumer confirms payment via SMS, USSD or audiotex
Payment is confirmed : consumer receive a confirmation SMS for his payment
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